It’s the end of the workday and it was a rough one. You decide to pop into your favorite store “just to look around.” You get this feeling that if you buy a new pair of shoes, you’ll feel better. Like all the bad parts of your day will just melt away. Sound familiar? This […]
Emotional Spending: Why We Do It and How to Stop Read More »
Picture this… It’s December and there is so much excitement happening in your life. The parties, the gifts, the food. And while there is so much joy during this time, in past years, you’ve carried a shadow of guilt wherever you go. But not this year. This year you’re not putting meals or gifts on
How to Start a Sinking Fund in 3 Simple Steps Read More »
Home projects are inevitable when you are a homeowner. Roofs, appliances, and regular upkeep are all things that cost money. Many of these expenses are even surprises. You never expect your dishwasher to stop working mid-cycle or a pipe to burst. About 2 years ago we started saving for a planned project, a new roof.
How I Purchased a New Roof and Received $1k Worth of Travel! Read More »
Building an emergency fund is crucial for financial stability. I believe it is the first and one of the most important steps of personal finance. I started with a $1,000 emergency fund back in 2014 and now 10 years later my emergency fund is $10,000. Since I have established these funds I have never actually
14 Ways to Start Saving for Your Emergency Fund Read More »
Budgeting is a crucial aspect of financial management that can help individuals and businesses achieve their financial goals. While many people feel budgets are restricting your money they are actually doing the complete opposite. A well-organized budget provides a clear roadmap for spending, saving, investing, and using your money wisely. In this blog post, we
How to Start a Budget In 5 Easy Steps Read More »
It was a summer of firsts. At the beginning of the summer, I made a family goal that involved doing and trying new things. I wanted to focus on trying new foods, activities, and experiences where we could create new memories. As always, when I come up with these fun goals, we try and do
2023 a Summer of Firsts Read More »
Summer is pretty much here! Kids are out of school and most parents are trying to find ways to keep their kids occupied. I am starting to prep for our summer bucket list and since I am doing “a no spend year” I had to find free or really really cheap activities. While researching I
Free Outdoor Summer Activities for Kids Read More »
I recently was going through my computer and came across a screenshot of my December 2017 budget. As I was looking through it I began to think, “How much has our lifestyle inflated or gone up since 2017?” In 2017 we had just had our first baby in February. We also had 2 dogs and
Expense Comparison | Taking a Look Back Read More »
Month 2 is over of my no spend year. I have yet to cheat on my set RULES but we did have a setback. This last month we did a bathroom renovation. We had set aside money in 2020 for this renovation. We did have a small hiccup and had to spend more that we
February No Spend Update Read More »
Money is our biggest wealth building tool. Freeing up more money in your budget and investing it will build you more wealth in the long term. Forgoing your daily coffee from the local coffee shop will save you money. Turning off your lights will save you some money. But what can you do to save
3 Ways to Free Up Money to Build Wealth Read More »
